Anchor Secured
A secured credit card that introduces real borrowing and repayment to help you build faster.
APR20% (fixed)
Annual Fee$29
Deposit / Limit$100–$499
Balance TransferNot available
KEYR is a Financial Advancement System designed to help you build, improve, and unlock better financial outcomes over time.
Start where you are, build consistent behavior, and progress into stronger terms as you advance.
Build credit safely without borrowing. When eligible, you can move into real credit based on your progress.
Smart Start CheckA secured credit card that introduces real borrowing and repayment to help you build faster.
A stronger secured tier designed to help members build credit, strengthen financial habits, and prepare for future unsecured opportunities.
Unsecured access with significantly better pricing that helps more of every payment go toward principal instead of interest.
Our lowest APR and strongest debt-reduction offering. Built for members who have demonstrated exceptional financial progress.